Play games
Choose the game that interests you and play itfor free.
Complete the quests
Every game has some quests for which you will receive Soul Gems.
Receive rewards
You can exchange your Soul Gems for Steam Wallet top-ups, game keys, CS:GO Skins and other rewards.
In my opinion yes,because roblox is one of the top games that children play so it makes a lot of targets for scammers and toxic people in general are just people with huge egos and are always salty about everything.